The ongoing habits

The ongoing habits You need to dedicate around one hour per month (around 10-15 minutes per week) to review your expenditure and how you’re tracking against your Money Goals. The main elements include: On the first of each month review your expenses in each bucket...

Patience is a virtue

Patience is a virtue (the fine print – ‘frustration is inevitable, but it will pass as habits build!’) Be patient, give yourself time to set up your Money Management System. It’s likely that completing the above steps will take around 5 – 10 hours of your time....

Time commitment

Time commitment For most people, getting their Money Management System operational takes months of habit-building. This includes:           Developing improved savings and spending habits.           Using the correct cards for each purpose.           Reviewing...