In our video series Mortgage Strategy 101 Ep. #9 David shares with you how to maximise your tax deductions and save money by paying for tax deductible expenses out of a redraw facility on your investment loan as opposed to spending savings from your Grow offset account as this is reducing your home loan interest which is non-deductible.

In our video series Mortgage Strategy 101 Ep. #8 David shares with you how to maximise your ability to hold property as you purchase your next property as well as maximise future possible tax deductions. If you have purchased a home that may one day become an investment property, then this element of your mortgage strategy is critical to you and maximising your future tax deductions.

Financial worry is one of the biggest causes of stress in our lives, but it doesn’t have to be.   We can make a conscious decision to maintain control and order over our money, or we can feel like our Money Management is in a perpetual state of chaos.  The enlightened realise this is a choice that must be backed up by sustained effort until habits are built. We don’t need to live in chaos. The many moving pieces of our financial world can be tamed and orderly. We can manage our money like a farmer skillfully herds sheep into a pen rather than having to deal with a bunch of stray cats that are always slipping away from us! 

In our video series Mortgage Strategy 101 Ep. #6 David shares with you how you can get the best use out of your offset accounts – what we call ‘the banks greatest invention!’This is because the offset account is the grease that spins the wheels of many of the other Mortgage Strategies.