For busy professionals seeking a low risk approach to creating your ideal lifestyle
Property Planning Australia
Proven Excellence Since 2004
We’ve won dozens of awards since we were founded in 2004. Most recently, in each of the last three years we were recognised for Outstanding Customer Service, Best Diversification and Best Mortgage Business from the Mortgage and Finance Association of Australia (MFAA) Excellence Awards.
You are unique, and so is your Property Plan and Mortgage Strategy.
We empower you to develop a Property Plan connecting your lifestyle and financial goals to your property decisions – from your next purchase through to your last.
Obtain ongoing access to the only Property Planning Platform that puts you in control today, and as your circumstances evolve over time.
We will educate and empower you to build your own Property Plan and map various pathways to determine how to meet your retirement goals. Why settle for a once off written report, when you can create your own and keep it updated over time.
Contact us now to find out more.
No matter what stage of life you are in
We all deserve targeted expertise dedicated towards accumulating our most expensive asset in life. As a time-poor professional, the planning, buying, and mortgage experience can be stress free, no matter what stage of life you are in:
A faulty mortgage strategy will cost you money from the day of settlement.
This cannot be reversed – only rectified from now!
How Are We Different?
Fiercely Independent Property Advice
No Investment Products
Bespoke for professionals
Your Property Plan , Mortgage Strategy, Money Management, Property Selection and Risk Management Strategy is tailored to your unique circumstances.
Most lenders and mortgage brokers do not understand how your Mortgage Strategy can empower you to create wealth, manage risk and align with your Property Plan. Speak to someone who does more than sell products or interest rates.
We all know 3.9% is lower than 4%!
Learn how to
- Optimise and preserve tax deductions
- Hold property as you accumulate
- Set up an effective Money Management System
- Manage risk
- Optimise the use of offset accounts
- Have an effective repayment strategy to support all of the above.
Lifestyle and Investment Strategy
It is vital that your lifestyle pathway is considered in conjunction with your investment pathway and not in isolation. Property is the only asset class we live in and most wealth is lost via property decisions due to not including planning for the future home in your investment plans.
.Get access to the first and only Property Planning platform in the country where you can craft and design your own Property Plan through to retirement to see how you can achieve your financial goals. The algorithm will help you uncover when you should buy and at what price point to achieve your goals, and you can map out different journeys, all with the guidance of one of our expert Property Planners.
Work with the creators of the Property Planning concept since 2004.
Our unique expertise has evolved over thousands of conversations since 2004. We know the questions that you need to ask to make superior decisions now and for the long-term.
How to Succeed with Property to Create your Ideal Lifestyle
Property for Life: Using Property to Plan Your Financial Future
Read David’s articles written for Domain.com.au & Australian Financial Review
Why doesn’t the mortgage industry focus on Mortgage Strategy?
Mortgage Strategy is the art of managing your money, debt, tax and risk to maximise your property and financial success.
The importance of your Mortgage Strategy is underestimated and misunderstood due to the focus on interest rates.
Read David’s articles written for Domain.com.au & Australian Financial Review
Why isn’t there a Property Planning industry?
That was the question David asked himself and others in the early 2000’s.
The property industry is unregulated, so the quickest and easiest path to make money is through selling property.
There is a whole industry – the financial planning industry – dedicated to financial, investment and insurance products, yet no Property Planning industry.
Media we have worked with
Founder and Managing Director
Peter ‘The Property Professor’ Koulizos Australia’s Leading University Lecturer, Director and former Chairman of Property Investment Professionals of Australia and co-host of the Property Planner, Buyer and Professor podcast.
I have worked closely with David Johnston and the expert team at Property Planning Australian for a decade. Their desire to place consumers’ needs first and provide advice uniquely suited to you sets them apart. I highly recommend working with them to develop your tailored Property Plan that puts you in control, with the only software platform in the country, all supported by a strategic mortgage broker.
North Rocks, NSW
My partner and I engaged Property Planning Australia after being told about the benefits of property planning more generally. We’ve been incredibly happy with their service up to this point. They’re informed, responsive, thorough, and consistently professional. We’re on the start of our property journey and, frankly, find it incredible that more people don’t engage firms like Property Planning Australia given the costs of purchasing in Australia—and the costs of overlooking seemingly ‘minor’ details when deciding what to purchase, where to purchase, and when to sell, etc. They’ve been an invaluable partner to us as we navigate Sydney’s crazy housing market and couldn’t recommend them more.
Property planning Australia helped us get our first mortgage for our new family home. The whole process right from the start to the very end was incredible. Everyone who we dealt with were always so helpful and were able to answer any questions we had, they always kept us up to date with what was happening. Even after we had purchased & settled on our home they contacted us to make sure everything was going well with the home. I would highly recommended Property planning Australia to everyone. 10/10 experience.
Malvern East, VIC
Dave & the team at Property Planning helped me into my first house in Malvern East almost 15 years ago & have done it again in 2020. The experience was excellent with regular communication all the way through. Now, almost 3 months after settlement we are still getting follow ups ensuring that everything is as expected. 5 stars & strongly recommend PPA as a friendly & professional broker for anybody looking to buy!
David Johnston and the Property Planning Australia team have been fantastic. They have helped us with our longer term property planning and helped us developed an informed strategy for our next property decision. Plus they made our home loan application simple and easy.
Their ongoing service and support we received was another added extra and they offer more than a traditional Mortgage Broker would. I would highly recommend using their services.
West End, QLD
I’ve been using the mortgage brokers at Property Planning Australia for almost 10 years (refinancing and mortgage for new investment properties). I’m now searching for a home hence, needed help with using equity from my existing properties and a new loan. Andrew Edmonds has been awesome in providing me with the best options for my situation and getting the equity for my deposit loan approved + a better home loan rate :-). I definitely wouldn’t have been able to do it on my own.
The whole process from my first contact, to receiving the completed plans this week has been fantastic and I feel much more confident in my decisions now. You have both helped me increase my knowledge and view of property investment to levels I never would have thought possible six months ago! So again thank you!
We recently settled on our first property in Australia after relocating from Hong Kong . The crew at Property Planning Australia have been awesome helping to educate us on the buying process and then secure financing for our purchase . A special thank you to Michael Hulston, Richard White and their teams who made what can be a stressful process very straightforward . We hope to continue to work with the team as we look to expand on our property investments in the years to come.
David Johnston and his team have been an incredible resource and asset to my husband and I. Their guidance and assistance with Property Planning and Mortgage Strategy has been invaluable. As a young couple ready to take the first steps to buying our first home we feel like we couldn’t be in better hands. No question is too big or too small and they’re always willing to have a chat and re-explain things, at no point did I feel embarrassed about ‘not getting it.’ I didn’t know the first thing about property before working with David and his team. Buying my first home is a big step in my life and I’m glad I have David in my corner. Would highly recommend!
Buying my property is the most important and most expensive investment of my life. I needed my investment strategy and plan to be perfect; therefore, I started searching for the prefect adviser. I talked to more than 50 buyers’ agents and companies across Australia. I believe the property planning Australia is the best company in Australia. This is mainly because their business model is free of conflict of interest (They don’t accept kickbacks, which is very rare in their business). Importantly, they try to empower their clients so they can understand all complexity of property market and decide the best course of actions themselves. Their staff are kind, caring, and supportive. Throughout my journey, I learnt a lot about the property market and how we can make money in this market. I really appreciate Property Australia for this.
Glen Waverley VIC
Ryan & the team at Property Planning Australia were extremely helpful during what can be a pretty stressful time buying your first home! He was always available to chat and answer and questions and it made the process so much easier than it could have been! Highly recommend Ryan & the team!
90+ 5 star Reviews, Over 150,000+ Downloads
Join the Property Planner, David Johnston, The Property Buyer, Cate Bakos and the Property Professor, Peter Koulizos as they take you on a journey of discovery through the maze of property, mortgage, and money decisions to empower you to create your ideal lifestyle!