Planning brings the future into the present so you can do something about it now

Our process includes 4 four steps:

Step 1: Plan

Step 2: Strategy

Step 3: Select

Step 4: Member

You are unique, and so is your Property Plan and Mortgage Strategy.  We empower you to develop a plan with a long-term view, connecting your lifestyle and financial goals to your property decisions – from your next decision through to your last.

The Property Plan and Mortgage Strategy are the foundation to your future success

As a time-poor professional, the buying and accumulation experience can be stress free for a:

  • First-time buyer
  • Upgrader
  • Property investor
  • Downsizer

No matter what stage of life you are in.

We all deserve targeted expertise dedicated towards accumulating our major asset in life.

How are we different?

Fiercely Independent Property Advice: We do not sell Property. We do not act on behalf of property developers, project marketers, selling agents, buying agents, or financial planners.

No Investment Products: We do not sell investment, financial or insurance products.

Bespoke for Professionals: Your Property Plan , Property & Mortgage Strategy, Risk and Money Management is tailored to your unique circumstances.

Mortgage Strategy: Most lenders and mortgage brokers neglect your Mortgage Strategy – as it can be complex – whereas understanding an interest rate is simple. Yet your Mortgage Strategy underpins your Property Plan, Money Management and Risk Management. This is where we help you set solid foundations with our expert advice (as well as getting a great rate).

Lifestyle and Investment Strategy: It is vital that your lifestyle pathway is considered in conjunction with your investment pathway and not in isolation. Property is the only asset class we live in. 

Property Plan: Your Property Plan should be supported by a considered Property and Mortgage Strategy, Property Education, careful Money Management and intelligent Risk Management. 

Unique Expertise: Our unique expertise has evolved over thousands of conversations spanning more than a decade. We know the questions that you need to ask to make superior decisions now and for the long-term.

Why isn’t there a Property Planning industry?

The property industry is unregulated, so the quickest and easiest path to make money is selling property.

We chose a different more challenging path!

There is a whole industry – the financial planning industry – dedicated to financial, investment and insurance products, yet no Property Planning industry.

Make the fewest number of property decisions to achieve your goals

“Our mission is to educate and empower Australians to create their ideal lifestyle.”

David Johnston, Founder and Managing Director of Property Planning Australia

Roland and Madison, Cheltenham

“I have worked closely with David Johnston and the expert team at Property Planning Australian for a decade. Their desire to place consumers’ needs first and provide advice uniquely suited to you sets them apart. I highly recommend working with them to develop your tailored Property Plan and Mortgage Strategy.”

Peter ‘The Property Professor’ Koulizos, Australia’s leading University and Tafe property lecturer

“I have been really happy with all the services provided by Property Planning and everyone that I have been in contact with have been of great help. If I come across anyone that could use your service I will definitely recommend Property Planning to them.”

Michelle, Bondi
“I realised fairly quickly that Property Planning Australia were providing a very important service. They negotiated better rates on my existing lending, discussed the pro’s and cons of holding existing properties as investments along with how to set up my loan structure to maximise tax deductions including the use of offset accounts. All of this advice provided me with broader assurance of their independence and increased my property knowledge dramatically. This has been a tremendous benefit to me as it has given me the knowledge and confidence to continue building on my property portfolio. In fact, when I looked at purchasing a further property a few years ago, my first point of call was Property Planning Australia.”
Natalie, Footscray

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This book outlines The Three Steps to Success and Seven Critical Mistakes