Fiercely Independent Property Advice

We ensure you make the right decisions every step of your Property Planning pathway

We do not sell property, insurance or investment products.

We educate and empower you to create your ideal lifestyle.

We are the Original Property Planners since 2004

Could you be making better decisions?

  • Should your next decision be investment or lifestyle?
  • Could your next purchase inhibit future opportunities?
  • What is your end financial and lifestyle goal?
  • Do you have a structured Property Plan to achieve your end goal?
  • Do you have a Mortgage Strategy to provide the foundation for success?
  • Do you have a Money Management system to maximise success?
  • Are you sure you are managing risk effectively?
  • Do you have the time and expertise to make the right decisions?

Every decision you make should maximise your lifestyle or wealth, whilst minimising risk.

Planning is about bringing the future into the present so you can do something about it now

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What is Property Planning?

Property Planning empowers you to develop a plan with a long-term view, connecting your lifestyle and financial goals to your property decisions – from your next decision through to your last.

The four steps of Property Planning are:

  • Property Plan
  • Property and Mortgage Strategy
  • Property Select
  • Ongoing Support

The four pillars that support every step of your Property Planning pathway are:

  • Property Education
  • Mortgage Strategy
  • Money Management
  • Risk Management

Two decades has gone into creating our unique products and services!

We like to think differently and challenge the norm. It’s in our DNA.

The Property Plan and Mortgage Strategy are the foundation to your future success

As a time-poor professional, the buying and accumulation experience can be stress free for a:

  • First-time buyer
  • Upgrader
  • Property investor
  • Downsizer

No matter what stage of life you are in.

We all deserve targeted expertise dedicated towards accumulating our major asset in life.

Why isn’t there a Property Planning industry?

The simple answer is the property industry is unregulated, so the quickest and easiest path to make money is selling property.

We chose a different more challenging path!

There is a whole industry – the financial planning industry – dedicated to financial, investment and insurance products, yet no Property Planning industry.

We have been in the lab since 2004 and counting!

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How are we different?

Fiercely Independent Property Advice: We do not sell Property. We do not act on behalf of property developers, project marketers, selling agents, buying agents, or financial planners.

No Investment Products: We do not sell investment, financial or insurance products.

Bespoke for Professionals: We do not provide a cookie-cutter approach to Property Planning. Your Property Plan , Property & Mortgage Strategy, Risk and Money Management is tailored to your unique circumstances and takes time and energy to create.

Mortgage Strategy: We understand that your Mortgage Strategy is complex, whereas understanding an interest rate is simple. Yet this is the sole focus for most. Your Mortgage Strategy underpins your Property Planning, Money Management and Risk Management. This is neglected by lenders and mortgage brokers.

Property Plan ‘Plus’: Your Property Plan should be supported by a considered Property and Mortgage Strategy, Property Education, careful Money Management and intelligent Risk Management. 

Unique Expertise: Our unique expertise has evolved over thousands of conversations spanning more than a decade. We know the questions that you need to ask to make superior decisions now and for the long-term.

Lifestyle and Investment Strategy: It is vital that your lifestyle pathway is considered in conjunction with your investment pathway and not in isolation. Property is the only asset class we live in. 

Make the fewest number of property decisions to achieve your goals

Most people have property regrets – utilise our experience to minimise future regret.

Each time you sell and buy a replacement property, you are paying excessive government taxes and fees to selling agents.

To top it off, you are wasting your most precious commodity, time.

You do not need to own a lot of properties to get ahead

Despite the headlines, we believe you only need to own your home plus one to four quality investment properties to retire ahead.

Would you want to waste your precious time making more purchases than necessary due to poor planning?

A successful financial position is not determined by the number of properties you own

A successful financial position is determined by your ability to live your chosen lifestyle without financial worry.

Having achieved your ideal lifestyle, we continue to support you to make more successful property decisions.

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“Our mission is to educate and empower Australians to create their ideal lifestyle.”

David Johnston, Founder and Managing Director of Property Planning Australia

“I have worked closely with David Johnston and the expert team at Property Planning Australian for a decade. Their desire to place consumers’ needs first and provide advice uniquely suited to you sets them apart. I highly recommend working with them to develop your tailored Property Plan and Mortgage Strategy.”

Peter ‘The Property Professor’ Koulizos, Australia’s leading University and Tafe property lecturer
“I have been really happy with all the services provided by Property Planning and everyone that I have been in contact with have been of great help. If I come across anyone that could use your service I will definitely recommend Property Planning to them.”
Michelle, Bondi
“I realised fairly quickly that Property Planning Australia were providing a very important service. They negotiated better rates on my existing lending, discussed the pro’s and cons of holding existing properties as investments along with how to set up my loan structure to maximise tax deductions including the use of offset accounts. All of this advice provided me with broader assurance of their independence and increased my property knowledge dramatically. This has been a tremendous benefit to me as it has given me the knowledge and confidence to continue building on my property portfolio. In fact, when I looked at purchasing a further property a few years ago, my first point of call was Property Planning Australia.”
Natalie, Footscray

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“I have worked closely with David Johnston and the expert team at Property Planning Australia for a decade. Their desire to place consumers’ needs first and provide holistic advice sets them apart. I highly recommend working with them to develop your Mortgage Strategy and tailored Property Plan. You will be pleased with the outcome.”

Peter ‘The Property Professor’ Koulizos
Australia’s leading property university and Tafe lecturer