Who Are We

Who Are We2018-10-15T21:49:39+00:00


To provide the most client centric property, mortgage and money management advice in the world.

You deserve a service that educates and empowers you to make informed property, finance and money management decisions.

Decisions that consider your unique short and long-terms goals and aspirations.

Decisions free from the vested interests such as selling property, investment or insurance products.

We are the original Property Planners Since 2004

As pioneers of independent property advice and education we have absolute clarity of purpose.

We have a unique vision to create an evolved form of independent property advice.

The four phases of Property Planning

  • Property Plan
  • Property and Mortgage Strategy
  • Property Select
  • Ongoing Support

These four pillars support your Property Planning

  • Property Education
  • Mortgage Strategy
  • Money Management
  • Risk Management  
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We saw a gaping hole in the Australian property and financial landscape

The Property Industry is unregulated and focuses on selling property

The Mortgage Industry focuses on selling interest rates

The Financial Planning Industry focuses on selling insurance, investment products and superfunds.

No one focuses on Property Planning for the accumulation of our most expensive asset.

Targeted expertise spanning two decades sits behind our unique Property Planning

Our advice and service has been informed by what you have told us is most important to you.

Through our experience meeting the needs of thousands of clients.

We ask the right questions and provide you with the right information to empower your property, finance and lifestyle decisions.

Property purchases and mortgage strategies totaling over $2 billion

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Why choose Property Planning Australia?

We educate and empower you to make the right decisions to create your ideal lifestyle.

We start by listening and understanding your individual circumstances and goals.

Then create a personalised Property Plan, Mortgage and Property Strategy.

All supported by Property Education, Money and Risk Management.

We help you navigate your next property decision successfully whilst considering your long term.

Enabling you to take control of your future property and financial decisions.

Through our exceptional service our team save you time and emotional energy whilst growing your wealth.

We treat you with the utmost respect and have a keen focus on proactive and responsive communication.

We think and plan ahead to anticipate how we can keep life simple and easier for you.

Who do we work with?

We work with time-poor professionals who value quality, well-considered planning, strategy and service.

Whether you are a first home buyer, upgrader,  investor or downsizer.

You are making a choice to work with us, and we are making a choice to work with you. If we ‘don’t fit’ you, we won’t waste your time.

Property Planning is like putting together a jigsaw puzzle

The end result is just like the picture on the back of the box showing you how the puzzle will look.

Without having this picture clear in advance, you will not get to where you want to go!

It’s time to start connecting the pieces of your property pathway. We look forward to working with you.

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Multi award-winning team

We provide real outcomes, exceptional customer service and great advice so you achieve your lifestyle goals and take every step with confidence.

Our many awards spanning a decade are mirrored by our outstanding client feedback.

Our clients average ‘Net Promoter Score’ which is based on the likelihood to refer friends and family is 9.5 out of 10. 

This is ultimately the greatest reflection on the team.

Our team will save you time, energy and stress so you can spend more time with friends and family and focus on what is most important to you in life.

We are thrilled to have been recognised with many prestigious awards

Spanning over a decade, we have consistently been recognised for:

  • Excellence in Customer Service
  • Diversification
  • Business of the Year
  • Independent Business of the Year
  • Top Start Up

Professional Membership

We are members of leading industry bodies Property Investment Professionals of Australia and the Mortgage and Finance Association of Australia.

We have been recognised for our dedication and sense of responsibility to consumers and our clients.

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Founder and Managing Director

David Johnston

David is the founder and Managing Director of Property Planning Australia. He is the author of How to Succeed with Property to Create your Ideal Lifestyle; and Property for Life – Using Property to Plan Your Financial Future published by Wiley. 

Property Planning Australia was established in 2004 – born out of David’s vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions on the pathway to creating their ideal lifestyle.

David’s driving force has always been family, and he thinks that is common for most of us.

He has a passionate belief that independence from selling property and investment products focuses the advice squarely on you and your family. 

Where it all started……

In 1999, after finishing university and a few years working at a major bank prior to his 24th birthday, David came to the realisation that consumers wanted choice and education when taking out a mortgage.

At the time few consumers were aware of mortgage brokers.

This didn’t hold him back from taking the leap of faith as an early entrant into the new industry.

Now more than half of all mortgages in Australia originate through mortgage brokers.

His reading of consumer sentiment was right.

His clients soon started asking questions about how to make better property decisions.

He quickly realised making superior property choices was an even greater priority for consumers!

This set him off on a journey of discovery to understand what constitutes long term successful property decisions.

The Property Planning journey so far…

Property Planning Australia began in 2004 as the first company to provide mortgage broking and fee-for-service buyers advocacy under the one roof.

Mortgage brokers were now emerging as a growing force for consumers, though many were blissfully unaware of the services of a buyer’s agent.

David realised that for all the great things buyer’s agents did, they transacted only.

There was no long term planning or broad based review of people’s financial circumstances and goals.

People wanted a tailored plan that considered the now and what’s next, all in the context of a long term property pathway.

Property Education and the Property Professor

In 2007, Peter Koulizos, Australia’s most respected University and Tafe Property Lecturer partnered with David Johnston and the team.

Together they have run the only university endorsed property education course.

Peter continues to partner with David and the team because of the focus on fiercely independent property advice supported by mortgage and money management strategies based on what is right for you.

This journey built a sphere of expertise

Throughout the years, the Property Planning service and products have evolved. The Property Plan was created off the back of over a decade of expertise and knowledge. It is unique to Property Planning Australia, fiercely independent and free of vested interests.

At its essence, the Property Planning service is dedicated to educate and empower you to make life’s most expensive and emotional decisions.

Enabling you to accumulate wealth through property and create your ideal lifestyle

Media we have worked with

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“I have worked closely with David Johnston and the expert team at Property Planning Australia for a decade. Their desire to place consumers’ needs first and provide holistic advice sets them apart. I highly recommend working with them to develop your Mortgage Strategy and tailored Property Plan. You will be pleased with the outcome.”

Peter ‘The Property Professor’ Koulizos
Australia’s leading property university and Tafe lecturer