14 reasons why you should consider a refinance… with us


  1. Interest rates are on the rise and all signs point to further increases – are you on a competitive rate?  
  2. Access equity to increase your cash buffer to manage risk.
  3. Lender refinance rebate offers mean lenders will pay $2,000 or more to move. But they are available for a limited time only.
  4. If you are concerned about further rate increases with inflation proving so difficult to tame, now could be the time to fix a portion of your debt.
  5. Get in before access to finance becomes more difficult as rising interest rates continue to put a squeeze on borrowing power.
  6. Move to a lower monthly repayment to improve your cash flow.
  7. Ensure that you are making the most of offset accounts and have an effective money management system.
  8. Take advantage of the weaker market conditions, whilst house prices are lowering to invest and grow your wealth, as we know housing downturns are often short-lived and do not last as long as the upswings
  9. There are fewer supporting documents required than ever before when refinancing, due to credit reporting changes.
  10. If you’re approaching the expiry of your current fixed rate and considering fixing again, now is a good time to review, in the event that current fixed rates continue to rise, you choose to wait and you miss the boat altogether
  11. Consolidate debt to make your repayments lower.  
  12. Receive strategic advice regarding your mortgage strategy in case you are not optimising your tax deductions or your ability to hold property into the future.
  13. Develop a plan for buying a property.
  14. Review your loan type (variable v fixed) and repayment strategy (P&I v I/O). 

Call us on 1300 896 045, contact us here or email your Strategic Mortgage Broker directly if you would like to discuss your circumstances. 


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