Property Planner, Buyer and Professor Podcast: Ep. 11 – Small time development – How it can work for you, but is it a risk worth taking?

By |2019-09-13T13:19:03+10:00September 10th, 2019|

Welcome to the “Property Planner, Buyer and Professor”, Australia’s fiercely independent property podcast! Everywhere you go, new townhouses and apartments are springing up in droves. Does that mean you should be getting in on the action and become a small-time developer? In our 11th episode, the Property Planner, Buyer and Professor dissect “Small time development [...]

Five mortgage strategies that can grow your wealth

By |2019-09-13T13:22:16+10:00September 10th, 2019|

Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime. What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period.Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine. On the other hand, understanding how an effective mortgage strategy can create wealth is complex and not understood by most lending professionals, let alone consumers.

Property Planner, Buyer and Professor Podcast: Ep. 9 – Why your mortgage strategy is more important than your interest rate?

By |2019-09-03T10:12:17+10:00August 29th, 2019|

Welcome to the “Property Planner, Buyer and Professor”, Australia’s fiercely independent property podcast! You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights. Do you have a mortgage strategy for [...]

Mortgage Strategy 101 – Ep 9. – Maximising your tax deductions by using a redraw facility

By |2019-08-26T12:18:16+10:00August 26th, 2019|

In our video series Mortgage Strategy 101 Ep. #9 David shares with you how to maximise your tax deductions and save money by paying for tax deductible expenses out of a redraw facility on your investment loan as opposed to spending savings from your Grow offset account as this is reducing your home loan interest which is non-deductible.

Property Planner, Buyer and Professor Podcast – Ep 8: Property & Location Data analysis – Lies, Damn lies…. and statistics!

By |2019-08-28T12:00:21+10:00August 21st, 2019|

Welcome to the “Property Planner, Buyer and Professor”, Australia’s fiercely independent property podcast! You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights. In our eighth episode, and now on [...]

Your borrowing capacity has increased – do you know by how much?

By |2019-09-02T14:04:30+10:00August 8th, 2019|

Recent regulation changes will directly impact the amount you can borrow - significantly.   So, how much - I hear you ask?  Let’s take a look at how much your borrowing capacity has increased and how this is impacting the property market... The Australian Prudential Regulatory Authority (boy that’s a mouthful), otherwise known as APRA, reduced the assessment rate that banks use to determine [...]

Mortgage Strategy 101 – Ep 8. How to keep a stepping stone home when you upgrade

By |2019-08-26T12:17:01+10:00August 7th, 2019|

In our video series Mortgage Strategy 101 Ep. #8 David shares with you how to maximise your ability to hold property as you purchase your next property as well as maximise future possible tax deductions. If you have purchased a home that may one day become an investment property, then this element of your mortgage strategy is critical to you and maximising your future tax deductions.