by Anne-Marie | Jan 26, 2026 | All Recent, Blog
APRA has announced a new cap on high debt-to-income lending. From February 2026, banks will be allowed to write no more than 20% of new loans with a debt-to-income (DTI) ratio of six or above. The limit applies separately to owner occupiers and investors. It’s...
by Anne-Marie | Jan 22, 2026 | All Recent, Blog, Market Update
Welcome to the Property Planner’s Monthly Market Update, your comprehensive resource for the latest insights and trends in the real estate and economic landscape! Stay informed and ahead of the curve with our expert analysis, helping you make well-informed...
by Anne-Marie | Jan 15, 2026 | All Recent, Blog
Airbnb and other short-term rentals have become incredibly popular with property investors. Strong nightly rates, flexible use and impressive cash flow can make these properties look like a clear win. But when it comes to borrowing power, Airbnb income doesn’t always...
by Anne-Marie | Jan 15, 2026 | All Recent, Blog
Borrowing capacity is one of the most misunderstood parts of the mortgage process, particularly when a positively geared investment property enters the picture. On the surface, it feels logical. More income should mean more borrowing power. But once lender...
by Anne-Marie | Jan 14, 2026 | All Recent, Blog
Competition in property isn’t just what happens on auction day. It operates on two levels at once. There’s the micro level, where buyers are directly competing against each other, and there’s the macro level, where the broader market is quietly heating up or cooling...
Recent Comments