by Property Planning | May 30, 2019 | David Johnston, Property Planning & Education
David first provided commentary on this topic on Domain for Daniel Butkovich, article “Should you borrow more money just because you can?” Many people have been asking me what I think the impact would be on the property market following the Australian...
by Property Planning | May 21, 2019 | David Johnston, Property Planning & Education
The question used to be “when is it too late to buy a property?”, but now the question that you first need to ask is “how old is too old to borrow to invest?” Since the APRA mandated stricter lending guidelines and the Royal Commission created fear amongst bank credit...
by Property Planning | May 20, 2019 | David Johnston, Mortgage Strategy, Published Articles
David Johnston wrote this article for Domain on May 18, 2019. Population growth always leads to property value growth, right? Not always. Population growth on a macro level can be positive, but on a micro or suburb level it can be a disadvantage for value growth.... by Property Planning | May 17, 2019 | David Johnston, Property Planning & Education
Data alone is not the panacea of selecting the right property! Data analysis relies upon: • Step one– Getting access to all the necessary data for every location in the country (not easy) • Step two- Understanding which data is important and which is not (even more... by Property Planning | May 16, 2019 | David Johnston, Mortgage Strategy
A mortgage is one of the single largest debts in our lifetime. Mortgage Strategy is vital to our property success and how we structure our mortgages can allow us to optimise future tax deductions, minimise debt on a future home when we upgrade,...
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