David Johnston wrote this article for Domain on June 13, 2019. Land-to-asset ratio is a critical factor when assessing the quality of an investment property, yet isn’t readily understood by most investors. The land-to-asset ratio is the proportion of the overall property value made up of the land component. For example, if a property has [...]
David first provided commentary on this topic on Domain for Daniel Butkovich, article "Should you borrow more money just because you can?" Many people have been asking me what I think the impact would be on the property market following the Australian Prudential Regulatory Authority (APRA) reducing the assessment rate that banks use to determine [...]
The question used to be “when is it too late to buy a property?”, but now the question that you first need to ask is “how old is too old to borrow to invest?” Since the APRA mandated stricter lending guidelines and the Royal Commission created fear amongst bank credit assessors, it has become increasingly [...]
Data alone is not the panacea of selecting the right property! Data analysis relies upon: • Step one– Getting access to all the necessary data for every location in the country (not easy) • Step two- Understanding which data is important and which is not (even more difficult) • Step three– Successful analysis of a [...]
Population growth is a positive indicator for property value growth, right? Everyone knows this, don’t they! Well, what if I told you that population growth can be a positive and also a negative, depending on what exact location type you are measuring? Here's why... Population growth in a capital city or a regional city is [...]
Welcome to the “Property Planner, Buyer and Professor”, Australia’s fiercely independent property podcast! You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights. Join us on the journey as the first episode looks at none other than the Property Planner, David Johnston, as he delves into his background, experience and vision.
You may understand that lower vacancy rates = scarcity of vacant investment properties which = the likelihood of your property being tenanted AND the possibility of increasing rents. What often is not understood, is that looking at the long term vacancy rate trend over at least one full property cycle, and then comparing it to [...]
Are you searching for your next investment purchase? The NIMBY effect can be powerful and can impact the value of inner suburbs where a lot of people would like to live.
Big thank you to Roland and Madison! A wonderful, recently engaged couple, who had the courage and confidence to share their journey of purchasing their first home using the Property Select Plus service. Listen to Roland and Madison share their experience in a very sweet and unscripted way.
New Core Logic figures show that national dwelling values fell 4.8% in 2018, which has been the largest decline since 2008. Peter the Property Professor Koulizos, illustrates that the recent property downturn is not a cause for concern if you take a long-term view to property.