by Xavier Murtagh | Oct 9, 2022 | 5. Investment Planning, Property Planning Resources
Optimising tax deductions The purpose test – what determines tax deductibility To maximise your mortgage strategy and make the best decisions today and for tomorrow, it’s important to understand what determines whether interest on a mortgage loan account is deductible... by Xavier Murtagh | Oct 9, 2022 | Property Planning Resources
Selling property is one of the killers of financial wealth and prosperity for many Australians due to the high transactional costs. You should consider whether your existing home will maintain the equivalent rate of capital growth as your possible future long-term... by Xavier Murtagh | Oct 9, 2022 | 5. Investment Planning, Property Planning Resources
Investment meets downsizing We are in the midst of the Baby Boomer juggernaut transitioning to retirement. With Baby Boomer’s making up a disproportionately high percentage of the population, downsizing is emerging as a hot topic in the media. There are many and... by Xavier Murtagh | Oct 9, 2022 | 5. Investment Planning, Property Planning Resources
Impact on home purchase Should you purchase an investment property, your borrowing capacity will be reduced. This will initially move you further away from financially being able to purchase your next home (not closer). This occurs for a number of reasons including:... by Xavier Murtagh | Oct 9, 2022 | 5. Investment Planning, Property Planning Resources
Timeline As part of determining your lifestyle strategy, you need to consider the timeline for your home purchase and whether the home will be your next property purchase or delayed until further down the track. If your next purchase will be an investment, then you...
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