The Property Planner, David Johnston appeared as a guest on the “Geared for Growth” Podcast
David Johnston speaks with Mike Mortlock about goal setting, planning and strategy for making successful property decisions
How age and stage of life can impact your property plan and selection (Ep. 13)
The type of property that suits your current needs, will not necessarily meet your long-term needs.
Beware of middle-aged children, pregnant women and dads at an auction or during property negotiation! They have a time deadline and the purchase price is less important.
Where you are competing to purchase a property and you are up against people who are motivated by time – instead of money – the price tag can quickly fly out of reach.
In episode 13, the Property Planner, Buyer and Professor dissect “How age and stage of life can impact your property plan and selection”
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the critical considerations and how they change throughout your life’s journey.
Property Cycle Management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan (Ep. 12)
The media hype around timing the property market can lead to indecisions and paralysis by analysis that can be the huge killer of wealth creation. You may ask yourself what if property prices fall? Do you ask yourself what if they keep going up?
In our 12th episode, the Property Planner, Buyer and Professor dissect “Property cycle management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan.”
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through market cycles, the catalysts behind market movements and how to deal with a downturn.
Five mortgage strategies that can grow your wealth
Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime.
What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period. Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine.
On the other hand, understanding how an effective mortgage strategy can create wealth is complex and not understood by most lending professionals, let alone consumers.
Why your Mortgage Strategy is more important than your interest rate! (Ep. 9 )
Do you have a mortgage strategy for your largest expense in your lifetime – or have you focused on a short-term win – your interest rate?
What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate!
In our 9th episode, the Property Planner, Buyer and Professor dissect “Why your mortgage strategy is more important than your interest rate”.
This isn’t simply about paying down your mortgage faster. Everyone understands that!
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that the mortgage industry neglects, resulting in a lack of awareness for consumers, and the critical mistakes to avoid.
How to turn your first home into an investment property when upgrading
David Johnston wrote this article for Domain on August 6, 2019 and it was also published in The Age and The Sydney Morning Herald. Home owners considering upgrading may be wondering whether it’s possible to keep their current home and convert it to an investment...
How to assess and select property like an A-grade Buyer’s Agent (Ep. 7)
You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights.
In this episode, “How to select property like an A-grade buyer’s agent”, our Property Planner, Buyer and Professor will be discussing:
1.The keys to selecting quality assets – whether you are purchasing a home or investment.
2.Why a bargain may not be all it’s cracked up to be.
3.Critical traps that could mislead you on your property hunt – and how to avoid them!
Four critical mortgage offset strategies!
The offset account is the bank’s greatest invention!Most people understand that an offset account will reduce the interest payable on your mortgage 356 days a year in exactly the same way the interest would be reduced if it was paid directly into a loan. What many people are unaware of is that there are many more ways that the effective use of offset accounts can enhance your ability to pay less tax, hold properties, manage risk and improve your cash flow.
What determines your Property Strategy (Ep. 6)
You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights.
In this episode, “What determines your Property Strategy”, our Property Planner, Buyer and Professor will be discussing:
1. How do you decide whether your next purchase will be lifestyle or investment?
2. What is your financial return focus? And how does this apply to you when purchasing a home?
3. Are you provisioning for future plans?
4. Do you know how many properties will be required in your portfolio to enable you to meet your goals?
5. How your Mortgage Strategy is a critical element in helping you achieve your Property Strategy.
6. Typical mistakes and how to avoid them!
Why short-term investing has long-term consequences
David Johnston wrote this article for Domain on July 4, 2019 and it was also published in The Age and The Sydney Morning Herald. Property is a unique asset class, particularly considering the amount of money outlaid on costs other than the asset itself each time a...
