When you want a home or investment loan, the first decision you need to make is where to apply. Do you go direct to a bank, or use an accredited home loan adviser? Here, we outline the key differences between the two — and why being a client of Property Planning Australia helps you come out on top.
| Lender Direct | Property Planning Australia Home Loan Advisor |
|---|---|
Wasting TimeApproaching one lender at a time | Saving TimeAccess more than 30 lenders through a single inquiry |
ConfusionEach lender’s marketing material tells a different story | ClarityOne message, based on objective opinion and analysis |
Limited Product RangeYou can only access the lender’s publicly available products | Extensive Product RangeAccess products exclusive to clients of accredited home loan advisers |
Guessing GameCompare the loan products yourself, using a layperson’s knowledge | Professional AnalysisWe compare the loan products, drawing on years of experience and current market knowledge |
Wasting MoneyRisk structuring your loan incorrectly for your situation and paying too much interest, fees or tax | Saving MoneyWe structure your loan to minimise interest & fees and, where relevant, optimise your tax position |
Flying BlindApply for the loan yourself, not knowing the ‘tricks of the trade’ that will maximise your chances of success | Knowing the TricksWe apply on your behalf and structure your application to maximise the likelihood of approval at your desired level |
Staying on HoldAnd speaking to a different person each time you make an inquiry or try to resolve an issue | Getting Straight ThroughSpeak directly to someone who knows your situation, and let us make the inquiries for you |
To discuss how Property Planning Australia can assist you please contact us.
