David Johnston
Why you must keep clear of properties banks don’t like! (Ep.15)

Why you must keep clear of properties banks don’t like! (Ep.15)

Banks – can’t live with them, can’t live without them!
Did you know that lenders limit the amount they will lend against certain properties and they reject some outright as security for a mortgage? Do you know which ones and why?  
In episode 15, the Property Planner, Buyer and Professor dissect “Why you must keep clear from the properties banks don’t like.” 
If we all accept that banks want to make money – we can understand that there is method to their madness. 

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Mortgage Strategy 101 – Ep 11. How to set Money Goals so that budgets are a thing of the past!

In our video series Mortgage Strategy 101 Ep. 11 David shares with you how you to set up your Money Goals so that you get weekly feedback on your ‘Fun’ (recreation) and ‘Life’ (variable necessities) spending from offset buckets within your Money Management System.

Budgets are simply a moment in time and need to become a permanent fixture within your Money Management System spreadsheet that is tweaked and updated as your fixed expenses change!

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How to choose a location for investment – what to look for and what to avoid (Ep.14)

How to choose a location for investment – what to look for and what to avoid (Ep.14)

Weekend excursions, reconnaissance missions and scoping out an area. While you may not be a secret government agent, you are on the property hunt, looking to make your next big decision.  

And did we mention you also need to be a time-traveller? Analysing data to ascertain historical outcomes and looking forward to determine future expectations. 

Understanding the key data based fundamentals of a location is part and parcel to making a successful property decision.  

In episode 14, the Property Planner, Buyer and Professor dissect “If you’re going to invest in a new area, what in particular are you looking for” 

Listen to David Johnston, Cate Bakos and Peter Koulizos, as they take you through the critical considerations when choosing a location for investment.  

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How age and stage of life can impact your property plan and selection (Ep. 13)

How age and stage of life can impact your property plan and selection (Ep. 13)

The type of property that suits your current needs, will not necessarily meet your long-term needs.

Beware of middle-aged children, pregnant women and dads at an auction or during property negotiation! They have a time deadline and the purchase price is less important.

Where you are competing to purchase a property and you are up against people who are motivated by time – instead of money – the price tag can quickly fly out of reach.

In episode 13, the Property Planner, Buyer and Professor dissect “How age and stage of life can impact your property plan and selection”

Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the critical considerations and how they change throughout your life’s journey.

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Property Cycle Management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan (Ep. 12)

Property Cycle Management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan (Ep. 12)

The media hype around timing the property market can lead to indecisions and paralysis by analysis that can be the huge killer of wealth creation. You may ask yourself what if property prices fall? Do you ask yourself what if they keep going up?  

In our 12th episode, the Property Planner, Buyer and Professor dissect “Property cycle management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan.” 

Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through market cycles, the catalysts behind market movements and how to deal with a downturn.  

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