Blog and Media2019-05-15T11:39:41+10:00

Are we at the bottom of the property market? The evidence suggests we are!

David first provided commentary on this topic on Domain for Daniel Butkovich, article “Should you borrow more money just because you can?” Many people have been asking me what I think the impact would be on the property market following the Australian Prudential Regulatory Authority (APRA) reducing the assessment rate that banks use to determine […]

May 30, 2019

How old is too old!

The question used to be “when is it too late to buy a property?”, but now the question that you first need to ask is “how old is too old to borrow to invest?” Since the APRA mandated stricter lending guidelines and the Royal Commission created fear amongst bank credit assessors, it has become increasingly […]

May 21, 2019

The population paradox: Why more people doesn’t always mean higher prices

Population growth always leads to property value growth, right? Not always. Population growth on a macro level can be positive, but on a micro or suburb level it can be a disadvantage for value growth. Macro level: Prices rise when population growth outstrips supply A growing population at the national and city level means enough […]

May 20, 2019

Property Planner’s Fast Fact – The three steps to property data success

Data alone is not the panacea of selecting the right property! Data analysis relies upon: • Step one– Getting access to all the necessary data for every location in the country (not easy) • Step two- Understanding which data is important and which is not (even more difficult) • Step three– Successful analysis of a […]

May 17, 2019

How Our Mortgage Strategy Helps Us To Hold Properties

A mortgage is one of the single largest debts in our lifetime. Mortgage Strategy is vital to our property success and how we structure our mortgages can allow us to optimise future tax deductions, minimise debt on a future home when we upgrade, ultimately empowering us to hold existing properties as we accumulate new ones.   One of the […]

May 16, 2019

I have worked closely with David Johnston and the expert team at Property Planning Australia for a decade. Their desire to place consumers’ needs first and provide holistic advice sets them apart. I highly recommend working with them to develop your Mortgage Strategy and tailored Property Plan. You will be pleased with the outcome.

Peter ‘The Property Professor’ Koulizos
Australia’s leading property university and Tafe lecturer