Show notes – Top capital cities of 2021, will the stellar rate of growth continue in 2022, is interest in regions here to stay, how rents and vacancy rates continue to entice investors, the outlook for unemployment and inflation and more – Market update (Ep.136)
In this week’s episode Dave, Cate and Pete take you through the latest property and economic data for the month of December.
In this week’s episode Dave, Cate and Pete take you through the next section of the property alphabet – L to P! “LMI” what is it and how to reduce it, critical “Mortgage” strategies, “Negative” gearing and making it work for you, effectively using “Offset” accounts, “Positive” gearing and stage of life
Show notes – Behavioural economics 101 – Tackling the biases that impact our property and investment decisions (Ep.134)
In this week’s episode Dave, Cate and Pete take you through a number of cognitive biases that are likely to impact your financial decision making!
How much time did you invest in determining whether you will make interest only or principal and interest repayments on your mortgages?
If you are like most people, the answer is just a few minutes and the conversation is usually limited to paying off extra if you have a home loan, and possibly paying interest only for investment debt so that you can claim the interest as a tax deduction.
The RBA have consistently communicated since mid-2020 that rates will remain low until inflation hits the target band and remains there for a sustainable period. So, let’s do a quick 101 education session to connect the dots on what the RBA are saying and why!
Despite the doomsayers, the Covid induced downturn was one of the shortest of the last 35 years. Looking at the historical monthly movements, it’s clear that…