Fundamentals of Planning

Why 2-5 Properties are right for most

The reasons we believe two to five properties is right for most hard-working professionals because:

  • Most people prefer to live in a preferred home and location.
  • Most people want to manage risk and more properties almost always means more debt, and therefore greater risk.
  • Given most quality investments are negatively geared if you borrow the full purchase price plus costs, the more properties you purchase, the harder it becomes to maintain positive cash flow.
  • Most professionals want to enjoy down time with family and friends rather than spend a major chunk of spare time managing or worrying about property investments, cash flow and tenants.

Our goal is that the Property Planning Experience will educate and empower you to work through this conundrum so that you can set a course to follow for your next decision as part of a long-term property pathway that aligns with your values, risk profile, goals and financial situation.


David is the Founder and Managing Director of Property Planning Australia, author of ‘How to Succeed with Property to Create your Ideal Lifestyle’, co-author of ‘Property for Life – Using Property to Plan Your Financial Future’, co-host of the ‘Property Planner, Buyer and Professor Podcast’ and a widely-published media commentator. With more than 20 years of experience, David is passionate about educating others to make informed, and ultimately, more lucrative property investment decisions. David established Property Planning Australia in 2004 – with the vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions.  Property Planning Australia’s operations have earned acclaim and national industry awards for its unique fusion of property planning, education, money management, mortgage strategy and risk management. All supported by multi award-winning customer service.

Call now – 1300 896 045