Property Planner’s Fast Fact – Commercial Investment

By |2019-04-15T17:30:32+10:00April 15th, 2019|

If you own a property and want to consider diversifying your assets, it may be time to consider commercial property investment via direct buying, listed trusts and unlisted trusts. Commercial property is normally a superior cash flow focused investment, vs residential property historically provides the greatest returns through capital growth. Commercial property is traditionally more [...]

Diversification: Not As Simple As 50% Property And 50% Shares!

By |2019-04-11T17:20:02+10:00April 11th, 2019|

The suggestion that you should have a 50/50 balance of shares and property (or any other type of investment) is vastly oversimplifying the concept of diversification. I mention this because I have heard this statement uttered many a time. Ultimately, people who make ‘one size fits all’ investment statements are neglecting the most important element of the equation, YOU!

Better Ways To Help First Home Buyers Into The Market

By |2019-04-08T16:57:20+10:00April 5th, 2019|

New data from the Australian Bureau of Statistics shows that the percentage of properties bought by first home buyers in January was 17.9%, which is higher than the 10 year average.This is great news and highlights that the regulatory and government policy changes over the last two to three years have taken affect, making it easier for first time buyers to get into the market.

ASIC Cracks Down On Conflicts Of Interest In The Property Market

By |2019-02-15T17:36:49+10:00February 15th, 2019|

Property advice is still neglected and unregulated, much to our chagrin and to the detriment of many Australian’s. This leaves the door open to property spruikers and anyone with an interest in selling property, to market their assets as great investment opportunities under the guise of property ‘advice’. The conflict of interest is obvious – so why are property advisors held to a lower standard than those providing advice on mortgages, insurance policies and investing in shares? 

The Royal Commission Recommendation That Will Hurt Consumers – And What You Can Do About It

By |2019-02-13T15:32:52+10:00February 13th, 2019|

The Royal Commission has handed down its recommendations last week and we agree with all recommendations, except one. We wholeheartedly support increasing the barriers of entry to the mortgage broking profession. We particularly agree with the 'Best Interests' duty - requiring mortgage brokers to act within the best interests of their clients (and we're surprised it's taken so long!). What we disagree with, is the recommendation for consumers to pay a fee-for-service to obtain a mortgage. Importantly, this proposed fee will mean that consumers will pay thousands for obtaining a mortgage, regardless of whether they engage a broker or go direct to the bank. David Johnston, Founder and Managing Director of Property Planning Australia, shares his insights on the unintended consequences a fee-for-service will have on consumers.

Lies, Damned Lies, and Statistics! – Melbourne’s Median House Price Increases 1.4 per cent in 2018

By |2019-03-29T09:46:22+10:00January 31st, 2019|

Data from the Real Estate Institute of Victoria (REIV) last week showed that Melbourne house prices have been steady over the last year. In the 2018 calendar year, the median house price has increased by 1.4% to $826,500 and the unit price increased by 1.8% to $597,000. How can this be so when every other property data source proclaims that property values have reduced in the last 12 months?

What First-Home Buyers Need To Do To Crack Into The Market In 2019

By |2019-01-18T14:16:25+10:00January 18th, 2019|

The fall in property values in the Sydney and Melbourne markets has opened the door to first-home buyers getting a foot on the property ladder. However one of the critical components (and therefore challenges) to making a successful property decision as a first time buyer is to select a high quality asset. David Johnston, Founder and Managing Director of Property Planning Australia, shares his insights in Daniel Butkovich’s article “What first-home buyers need to do to crack into the market in 2019” for Domain.