We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.
During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through.
Covid-19 – Relief from loan repayments
We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.
During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through.
Many lenders have issued guidance on the virus outbreak, including measures such as deferred repayments and fee waivers for people experiencing hardship.
The Property Planner, David Johnston appeared as a guest on the “Elephant in the Room” Property Podcast
David Johnston discusses with Chris Bates and Veronica Morgan “How to optimise future property opportunities through best finance structure”
Five mortgage strategies that can grow your wealth
Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime.
What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period. Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine.
On the other hand, understanding how an effective mortgage strategy can create wealth is complex and not understood by most lending professionals, let alone consumers.
Mortgage Strategy 101 – Ep 9. – Maximising your tax deductions by using a redraw facility
In our video series Mortgage Strategy 101 Ep. #9 David shares with you how to maximise your tax deductions and save money by paying for tax deductible expenses out of a redraw facility on your investment loan as opposed to spending savings from your Grow offset account as this is reducing your home loan interest which is non-deductible.
Your borrowing capacity has increased – do you know by how much?
David Johnston wrote this article on August 8th 2019 Recent regulation changes will directly impact the amount you can borrow - significantly. So,...