How can you save $5 every day?
Environment Victoria states that the vast majority of items we purchase end up as landfill within six weeks.
Keep that in mind when you’re shopping and take a pause prior to making an impulse buy.
Mortgage Strategy
The Royal Commission Recommendation That Will Hurt Consumers – And What You Can Do About It
The Royal Commission has handed down its recommendations last week and we agree with all recommendations, except one.
We wholeheartedly support increasing the barriers of entry to the mortgage broking profession. We particularly agree with the ‘Best Interests’ duty – requiring mortgage brokers to act within the best interests of their clients (and we’re surprised it’s taken so long!).
What we disagree with, is the recommendation for consumers to pay a fee-for-service to obtain a mortgage. Importantly, this proposed fee will mean that consumers will pay thousands for obtaining a mortgage, regardless of whether they engage a broker or go direct to the bank.
David Johnston, Founder and Managing Director of Property Planning Australia, shares his insights on the unintended consequences a fee-for-service will have on consumers.
Banks Boost Debit Card Offerings
Banks are upping the ante with their debit card offerings as savvy customers are choosing to use their debit cards over their credit cards as part of creating great habits with their Money Management System.
Having a strong money management system in place is critical to meeting your financial and lifestyle goals and a debit card might just be the difference between success and failure!
New Ownership Models Give Investors A Toenail On The Property Ladder
Fractional Property Investment provides a platform to property investors to get into the market where they are not able to purchase a property...
Home Loan Headaches: How To Avoid Stretching Your Budget Too Far When Buying A Home
Many prospective purchasers are concerned about stretching the budget too thin when buying a home. And if you’re stretched now, what if rates rise? What if you add a child to the mix?
David Johnston, Founder and Managing Director of Property Planning Australia provides some insight regarding managing cash flow and your price point for Daniel Butkovich, the Advice editor for Domain.
Finalists Again!
Congratulations to our wonderful team at Property Planning Australia! The team has been selected as finalists in the annual Mortgage & Finance...
