David Johnston

About David Johnston

David is the Founder and Managing Director of Property Planning Australia, author of ‘How to Succeed with Property to Create your Ideal Lifestyle’, co-author of ‘Property for Life – Using Property to Plan Your Financial Future’ and a widely-published media commentator. With more than 20 years of experience, David is passionate about educating others to make informed, and ultimately, more lucrative property investment decisions. David established Property Planning Australia in 2004 – with the vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions.  Property Planning Australia’s operations have earned acclaim and national industry awards for its unique fusion of property planning, education, money management, mortgage strategy and risk management. All supported by multi award winning customer service.

Is it closing in on the time to ease the shutdown strategy and ‘Snap Back’ the economy?

By |2020-04-08T12:29:13+10:00April 7th, 2020|

If the rate of infections continue to reduce, the jungle drums will beat faster and faster to open up the economy, as it increasingly appears that we are on the other side of the infection trajectory. The inherent risk is that the reduction in infections may not last after we re-open economic activity. This means we may have spikes over the year until testing of those carrying the anti-bodies can be done en masse and anti-viral drugs are proven to work and available in large quantities. 

Now is the best time in history to refinance!

By |2020-04-03T08:20:27+11:00April 3rd, 2020|

1. Interest rates are the lowest they have ever been.  2. To get in ahead of the curve prior to income reduction, job pause, job loss or access to finance becoming more difficult.  3. Move to a lower monthly repayment to improve your cash flow.  4. Release equity to maximise your cash buffer.   5. Consolidate debt to make repayments lower.  6. Receive strategic advice regarding your mortgage strategy or buying a property. And that's just to name a few...

Cutting through the noise – In the news

By |2020-04-08T14:13:19+10:00April 3rd, 2020|

With so much misinformation out there, to share with you some of the better articles and data we have digested recently. Our goal is to help you ‘cut through the noise’ and provide snippets of the ‘light at the end of the tunnel’, to educate and empower you, our clients and readers, to make great property, mortgage and money decisions.  Here is our pick of the best for this week: Mar 30-Apr 3 1. Australia's virus testing rate leads world 2. CSIRO begins testing COVID-19 vaccines on ferrets  3. The public urgently needs more clarity on virus data  4. Calls for rental subsidies for tenants, rent pause criticised  5. Wage subsidy to ease mortgage stress, ‘minimise’ defaults  6. Coronavirus eviction ban: Industry calls for details on moratorium  7. The banks are acting decisively in a time of national crisis  8. How a resilient financial system is cushioning the viral shock  9. Property under fire: tenants, property owners and older Australians bear brunt of Covid-19 

Insights from one of the PM’s key economic advisers including turning point predictions!

By |2020-03-25T13:14:23+11:00March 25th, 2020|

On Monday afternoon I attended a very impressive presentation by Chris Joye of Coolabah Capital which left me feeling positive about the path forward. Chris is one of the key advisers to the Prime Minister.  He has also been making recommendations to the RBA about market failings well in advance of the ‘reality’ of the true impact of Covid-19 sinking in for the Australian government, society and other countries now in the thick of dealing with the pandemic.  Below I will share with you some of the insights gleaned including his response to three of my questions, his predictions, some of which came true overnight, and the paper he and his team released yesterday morning.

Teachers Mutual- Covid-19 customer support

By |2020-03-31T12:03:13+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

AMP- Covid-19 customer support

By |2020-03-30T18:36:47+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

Bankwest- Covid-19 customer support

By |2020-03-30T20:19:26+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

Firstmac – Covid-19 customer support

By |2020-03-26T10:30:40+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

ING – Covid-19 customer support

By |2020-03-26T10:31:08+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

Suncorp – Covid-19 customer support

By |2020-03-30T20:21:59+11:00March 24th, 2020|

We recognise this is a very uncertain time for many Australians. Throughout this period, we remain focused on delivering our loyal clients with our continued high level of multi-award winning personalised service.   During this time, we understand that many of you will be feeling anxious about your ability to meet loan repayments. Whether you run your own business or uncertain about your employment, our team is here to support you through. 

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