In the last two months the Reserve Bank of Australia has announced not one, but TWO rate reductions! Both times, the RBA cut rates by 25 basis points, amounting to a total reduction of 0.50% But do you think the lenders have passed on the full rate reduction? Of course not... So, we thought we would let you all know [...]
Financial worry is one of the biggest causes of stress in our lives, but it doesn’t have to be. We can make a conscious decision to maintain control and order over our money, or we can feel like our Money Management is in a perpetual state of chaos. The enlightened realise this is a choice that must be backed up by sustained effort until habits are built. We don’t need to live in chaos. The many moving pieces of our financial world can be tamed and orderly. We can manage our money like a farmer skillfully herds sheep into a pen rather than having to deal with a bunch of stray cats that are always slipping away from us!
In our video series Mortgage Strategy 101 Ep. #6 David shares with you how you can get the best use out of your offset accounts – what we call ‘the banks greatest invention!’This is because the offset account is the grease that spins the wheels of many of the other Mortgage Strategies.
David Johnston wrote this article for Domain on July 4, 2019 and it was also published in The Age and The Sydney Morning Herald. Property is a unique asset class, particularly considering the amount of money outlaid on costs other than the asset itself each time a property is traded. This means that mistakes on [...]
We get’s heaps of wonderful feedback from our clients, and every now and then with permission we will share one with you . Paul Glynn provided amazing feedback to four team members in reply to an email from our Managing Director David Johnston who was congratulating him on his recent purchase. Here is an excerpt. Grateful messages like this make all the effort and hard work [...]
Why is it so important to have a Property Plan before you make your next purchase? The simple answer: it’s a really expensive mistake if you only consider your short-term. Property is the most expensive asset class for most AND the only asset class we live in. The combination of it being a lifestyle asset, [...]
Did you know mortgage strategy is the starting place to manage financial risk? In our video series Mortgage Strategy 101 Ep. #5 David shares with you 10 methods of managing risk and why so many strategies are counter intuitive! When you boil it all down, the only time you will encounter financial trouble is if [...]
In today’s Mortgage Strategy Video 101 Ep. 4 we teach you the fundamentals of five ways to optimise every last cent of available tax deduction’s! Discover how you can save hundreds of thousands of dollars over your lifetime through implementing an effective mortgage strategy BEFORE you even select the lender and a great rate. We [...]
David Johnston wrote this article for Domain on June 13, 2019. Land-to-asset ratio is a critical factor when assessing the quality of an investment property, yet isn’t readily understood by most investors. The land-to-asset ratio is the proportion of the overall property value made up of the land component. For example, if a property has [...]
Check out the latest “Secrets to Success” video from Platinum People Group featuring our founder and MD David Johnston .Roland Youakim the owner of Platinum People Group asks David about his 20 year journey, challenges he has overcome, what he loves about how the company helps people and even what he wanted to be as kid!