David Johnston

About David Johnston

David is the Founder and Managing Director of Property Planning Australia, author of ‘How to Succeed with Property to Create your Ideal Lifestyle’, co-author of ‘Property for Life – Using Property to Plan Your Financial Future’ and a widely-published media commentator. With more than 20 years of experience, David is passionate about educating others to make informed, and ultimately, more lucrative property investment decisions. David established Property Planning Australia in 2004 – with the vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions.  Property Planning Australia’s operations have earned acclaim and national industry awards for its unique fusion of property planning, education, money management, mortgage strategy and risk management. All supported by multi award winning customer service.

Current Interest Rate Cuts

By |2019-07-22T12:27:01+11:00July 18th, 2019|

In the last two months the Reserve Bank of Australia has announced not one, but TWO rate reductions!    Both times, the RBA cut rates by 25 basis points, amounting to a total reduction of 0.50%  But do you think the lenders have passed on the full rate reduction? Of course not...  So, we thought we would let you all know [...]

Mortgage Strategy 101 – Ep 7. Getting your buckets set up in your Money Management System

By |2019-08-15T14:30:44+11:00July 16th, 2019|

Financial worry is one of the biggest causes of stress in our lives, but it doesn’t have to be.   We can make a conscious decision to maintain control and order over our money, or we can feel like our Money Management is in a perpetual state of chaos.  The enlightened realise this is a choice that must be backed up by sustained effort until habits are built. We don’t need to live in chaos. The many moving pieces of our financial world can be tamed and orderly. We can manage our money like a farmer skillfully herds sheep into a pen rather than having to deal with a bunch of stray cats that are always slipping away from us! 

Mortgage Strategy 101 – Ep 6. Offset Optimisation

By |2019-08-15T14:32:25+11:00July 16th, 2019|

In our video series Mortgage Strategy 101 Ep. #6 David shares with you how you can get the best use out of your offset accounts – what we call ‘the banks greatest invention!’This is because the offset account is the grease that spins the wheels of many of the other Mortgage Strategies.

Why short-term investing has long-term consequences

By |2019-10-01T17:27:50+11:00July 5th, 2019|

David Johnston wrote this article for Domain on July 4, 2019 and it was also published in The Age and The Sydney Morning Herald. Property is a unique asset class, particularly considering the amount of money outlaid on costs other than the asset itself each time a property is traded. This means that mistakes on [...]

Big thank you to Paul Glynn for the wonderful feedback!

By |2019-07-04T18:26:05+11:00July 4th, 2019|

We get’s heaps of wonderful feedback from our clients, and every now and then with permission we will share one with you . Paul Glynn provided amazing feedback to four team members in reply to an email from our Managing Director David Johnston who was congratulating him on his recent purchase. Here is an excerpt. Grateful messages like this make all the effort and hard work [...]

Why do you need a Property Plan?

By |2019-07-07T18:18:18+11:00June 27th, 2019|

Why is it so important to have a Property Plan before you make your next purchase? The simple answer: it’s a really expensive mistake if you only consider your short-term. Property is the most expensive asset class for most AND the only asset class we live in. The combination of it being a lifestyle asset, [...]

Mortgage Strategy 101 – Ep 5. Risk Management

By |2019-08-15T14:34:56+11:00June 25th, 2019|

Did you know mortgage strategy is the starting place to manage financial risk? In our video series Mortgage Strategy 101 Ep. #5 David shares with you 10 methods of managing risk and why so many strategies are counter intuitive! When you boil it all down, the only time you will encounter financial trouble is if [...]

Mortgage Strategy 101 – Ep 4. Optimise Investment Deductions

By |2019-06-25T13:18:49+11:00June 25th, 2019|

In today’s Mortgage Strategy Video 101 Ep. 4 we teach you the fundamentals of five ways to optimise every last cent of available tax deduction’s! Discover how you can save hundreds of thousands of dollars over your lifetime through implementing an effective mortgage strategy BEFORE you even select the lender and a great rate. We [...]

Secrets to Success

By |2019-06-06T19:19:55+11:00June 6th, 2019|

Check out the latest “Secrets to Success” video from Platinum People Group featuring our founder and MD David Johnston .Roland Youakim the owner of Platinum People Group asks David about his 20 year journey, challenges he has overcome, what he loves about how the company helps people and even what he wanted to be as kid!