Welcome to the Property Planner’s Monthly Market Update, your comprehensive resource for the latest insights and trends in the real estate and economic landscape!
Stay informed and ahead of the curve with our expert analysis, helping you make well-informed decisions in the ever-evolving property market.
RBA Keeps Cash Rate on Hold this Month
As widely expected, the Reserve Bank of Australia has kept the cash rate on hold this month at 3.60%.
The decision follows the latest quarterly CPI release, which showed headline annual inflation rising to 3.2% in the September quarter, up from 2.1% in June.
Electricity, grocery and service prices remain elevated, keeping inflation above the RBA’s target range.
While there’s no movement just yet, economists are divided on when the next cut might come.
Some still see a possibility for further easing in early to mid-2026, but much will depend on whether inflation begins to moderate through summer.
For borrowers and homeowners, the message is steady for now, as borrowing capacities remain as is and repayments unchanged.
Money markets are currently pricing in a 64% chance of a rate reduction by May.
Source: RBA
Melbourne’s Property Market is Turning Up the Heat!
Melbourne just delivered its strongest growth of 2025 in October, with home values jumping 0.9% for the month according to Cotality
Even more interesting? Both houses and units shared the spotlight, each rising by 0.9%.
And here’s the kicker: this growth came despite more homes hitting the market.
Total listings are up 2.3% from this time last year and new listings have surged 14.7%.
Buyers clearly aren’t slowing down… Melbourne’s recovery is well and truly in motion, or it was already and the data lags the market!
Source: SQM Research
Darwin property continues to fly high!
Darwin’s housing market has been running hot since March, up another 1.6% in October!
But it’s not alone in the fast lane.
The mid-size capitals are stealing some of the spotlight, with Perth up 1.9% and Brisbane up 1.8%.
Darwin’s listing numbers say it all:
- Total listings are down 31.5% from this time last year
- Old listings have plunged an incredible 51.7%
- Yet new listings are up 10.5% year-on-year
That tells us one thing…
New properties hitting the market are getting snapped up fast!
Source: SQM Research
Perth Property Leads the Pack!
Perth was the standout performer in October, clocking 1.9% growth for the month, its strongest result of 2025 so far!
What makes this even more impressive is the backdrop:
- Total listings are up 3.2% compared with this time last year
- Old listings have risen 22.1%
Even with more stock on the market, prices are still rising, showing there’s still not enough supply to meet buyer demand.
Source: Cotality
Reach Out to Us
If you would like to discuss your next steps, property plans, and mortgage strategy, get in touch with us today. Our team of experts is here to guide you through the complexities of the market and help you achieve your property goals.
