Mortgage Strategy 101 – Ep 10. -Net Monthly Surplus Risk Management

In our video series Mortgage Strategy 101 Ep. #10 David shares with you how you can manage your financial risk by putting in place a simple money management strategy.

When it comes to stress, our finances are usually at the top of the ‘worry pile’, if not the King of the Mountain!

How much money we have access to, current research suggest is one of the top few determinants for feeling content and comfortable. Without it, our stress and anxiety levels rise as we are constantly wondering if something unpleasant has our name on it just around the corner. (And I won’t be able to afford to pay for it.)

Being able to consistently build your savings buffer each month is imperative. This not only eases financial woes, it reduces relationship pressures, and enables us to work towards investment goals, saving for holidays, lifestyle and any other fun stuff that costs money!

The key to reaching your goals, is your monthly surplus cash flow. In essence, how much excess cash do you want to be saving each month, after all of your expenses are paid for?

To learn more on how to set up an effective money management system contact us directly for a complimentary property plan or mortgage strategy meeting!

Our strategic broking service has no fee and we do the leg work for you.
We have complete access to 50 lenders PLUS you get strategic advice PLUS a great rate PLUS ongoing strategy and support. Why not have the best of both worlds!

By |2019-09-13T13:23:06+10:00September 9th, 2019|

About the Author:

David Johnston
David is the Founder and Managing Director of Property Planning Australia, author of ‘How to Succeed with Property to Create your Ideal Lifestyle’, co-author of ‘Property for Life – Using Property to Plan Your Financial Future’ and a widely-published media commentator. With more than 20 years of experience, David is passionate about educating others to make informed, and ultimately, more lucrative property investment decisions. David established Property Planning Australia in 2004 – with the vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions.  Property Planning Australia’s operations have earned acclaim and national industry awards for its unique fusion of property planning, education, money management, mortgage strategy and risk management. All supported by multi award winning customer service.