Rentvesting—it sounds like the perfect way to enter the property market while keeping your lifestyle intact.
But is it truly the smartest move for your long-term financial goals?
Our Founder and Managing Director David Johnston joins Veronica Morgan and Meighan Wells on Your First Home Buyer Guide Podcast to break it all down!
We examine a real-world scenario featuring Kath, a first-time buyer trying to decide:
- Should she buy a home to live in?
- Or should she purchase an investment property while continuing to rent in an area she loves?
This discussion highlights the hidden factors buyers often overlook, such as:
- Borrowing capacity and how it changes between buying a home vs. an investment property
- Government incentives and tax considerations
- The risks of investing in unfamiliar markets that may not perform as expected
David explains why forward planning is key to a successful strategy. He shares insights on:
- Structuring loans to keep future options open
- Understanding the trade-offs between high-yield properties (focused on rental income) and high-growth properties (focused on long-term value)
- The importance of smart asset selection to avoid costly mistakes that catch many first-time buyers off guard
The episode emphasizes that rentvesting is about more than just numbers—it’s about aligning your property decisions with your lifestyle goals and financial future.
If you’re considering rentvesting as a pathway to property ownership, this episode is a must-listen. Learn how to:
- Take a long-term view of your finances
- Weigh up your options carefully
- Make confident, strategic choices that will set you up for success—not just today, but for years to come
Want to Learn More?
Don’t miss out on this episode of the Property Trio Podcast where the Trio break down the ins and outs of this innovative strategy and offer key advice on how to determine if rentvesting is the right strategy for you.
Read David’s article for Domain.com
Check out our insightful blogs on Rentvesting:
- How to Determine if Rentvesting is the Right Strategy for You
- Rentvesting Unveiled: Weighing the Pros and Cons
- Rentvesting in High-Cost Cities: Why It Might Be a Smart Move
Reach Out to Us for Expert Advice
Rentvesting can offer financial and lifestyle flexibility, but it’s crucial to assess your unique situation. Carefully consider your time horizon, financial planning, strategic mortgage advice, partner agreement and future goals.
Book a meeting with us to discuss your mortgage strategy, plan your next purchase, refinance your existing loan, or develop a comprehensive Property Plan tailored to your goals.
