David Johnston speaks with Mike Mortlock about goal setting, planning and strategy for making successful property decisions


David Johnston speaks with Mike Mortlock about goal setting, planning and strategy for making successful property decisions
The type of property that suits your current needs, will not necessarily meet your long-term needs.
Beware of middle-aged children, pregnant women and dads at an auction or during property negotiation! They have a time deadline and the purchase price is less important.
Where you are competing to purchase a property and you are up against people who are motivated by time – instead of money – the price tag can quickly fly out of reach.
In episode 13, the Property Planner, Buyer and Professor dissect “How age and stage of life can impact your property plan and selection”
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the critical considerations and how they change throughout your life’s journey.
The media hype around timing the property market can lead to indecisions and paralysis by analysis that can be the huge killer of wealth creation. You may ask yourself what if property prices fall? Do you ask yourself what if they keep going up?
In our 12th episode, the Property Planner, Buyer and Professor dissect “Property cycle management – why now is always the best time to buy if it suits your personal economy and you have a long-term property plan.”
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through market cycles, the catalysts behind market movements and how to deal with a downturn.

Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime.
What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period. Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine.
On the other hand, understanding how an effective mortgage strategy can create wealth is complex and not understood by most lending professionals, let alone consumers.

Do you have a mortgage strategy for your largest expense in your lifetime – or have you focused on a short-term win – your interest rate?
What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate!
In our 9th episode, the Property Planner, Buyer and Professor dissect “Why your mortgage strategy is more important than your interest rate”.
This isn’t simply about paying down your mortgage faster. Everyone understands that!
Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that the mortgage industry neglects, resulting in a lack of awareness for consumers, and the critical mistakes to avoid.

David Johnston wrote this article for Domain on August 6, 2019 and it was also published in The Age and The Sydney Morning Herald. Home owners...