Blog and Media2019-06-27T17:49:03+10:00

Now is the best time in history to refinance!

Maximising your tax deductions by using a redraw facility

1. Interest rates are the lowest they have ever been. 
2. To get in ahead of the curve prior to income reduction, job pause, job loss or access to finance becoming more difficult. 
3. Move to a lower monthly repayment to improve your cash flow. 
4. Release equity to maximise your cash buffer.  
5. Consolidate debt to make repayments lower. 
6. Receive strategic advice regarding your mortgage strategy or buying a property.
And that’s just to name a few…

April 3, 2020

Property is a Get Rich Slow Scheme

One of the biggest risks in property investment is trying to make a quick buck. Hastiness often leads to poor decisions, half-baked plans, buying from spruikers, developing without the appropriate skillsets, and ultimately underperforming investments. Successful property investment, like many aspects of life, is about being patient. Unlike shares, superannuation and our bank balance, you […]

June 16, 2017

The Critical Mistakes of Property Investment – Starting Without a Plan

For the majority of Australians, property is their most significant financial investment, even outstripping superannuation. Residential property is the nation’s single largest and most valuable asset class, with a total estimated value of $7 trillion just announced by Core Logic. To put this in perspective, the share market total capitalisation is $1.8 trillion and superannuation […]

June 6, 2017

The Rising Cost of Interest Only and Investment Loans – Key Considerations For You

It is important to be aware that if you have investment debt, you will be paying higher interest rates than for owner occupier debt. This used to be the case 15 – 20 years ago, where the differential between investment and owner occupied loans was greater than it is currently. In fact, it was around […]

June 1, 2017

To Fix or Not to Fix

The majority of home loans in Australia are borrowed at a variable interest rate. Variable loan rates will fluctuate as the market and the official cash rate moves. Basically, lenders can change their interest rates whenever they choose. Further, if the official cash rate rises, your loan interest rate usually rises and so do your […]

May 23, 2017

Snapshot Of The Federal Budgets Impact On Your Property Planning

Last Tuesday night the Federal Budget was released with a raft of measures targeted at housing affordability

We have outlined the basics as they relate to foreign buyers, affordable housing, first home buyers, downsizers, APRA, infrastructure, immigration, and negative gearing.

May 11, 2017

I have worked closely with David Johnston and the expert team at Property Planning Australia for a decade. Their desire to place consumers’ needs first and provide holistic advice sets them apart. I highly recommend working with them to develop your Mortgage Strategy and tailored Property Plan. You will be pleased with the outcome.

Peter ‘The Property Professor’ Koulizos
Australia’s leading property university and Tafe lecturer

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