Blog and Media2019-06-27T17:49:03+11:00

Five mortgage strategies that can grow your wealth

Your mortgage strategy affects your ability to hold multiple properties

Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime.

What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period. Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine.

On the other hand, understanding how an effective mortgage strategy can create wealth is complex and not understood by most lending professionals, let alone consumers.

September 10, 2019

Mortgage Strategy 101 – Ep 10. -Net Monthly Surplus Risk Management

In our video series Mortgage Strategy 101 Ep. #10 David shares with you how you can manage your financial risk by putting in place a simple money management strategy.

When it comes to stress, our finances are usually at the top of the ‘worry pile’, if not the King of the Mountain!

September 9, 2019

Why your approach and assessment of risk is paramount to property success! (Ep.10)

How do you frame risk when it making property, mortgage and money decisions?

What risk management strategies do you have in place within your property plan, mortgage and property selection strategies to minimise your downside while optimising the upside?

It can be a tricky balancing act.

In our 10th episode, the Property Planner, Buyer and Professor dissect “Why your approach and assessment of risk is paramount to property success”, and if done poorly, how it can lead you up the garden path!

Join Peter Koulizos (Property Professor), Cate Bakos (Property Buyer) and David Johnston (Property Planner), as they take you through all the different ways to look at, consider, and manage risk when making property, mortgage, money and lifestyle decisions before your next purchase and the critical mistakes to avoid.

September 3, 2019

Why your Mortgage Strategy is more important than your interest rate! (Ep. 9 )

Do you have a mortgage strategy for your largest expense in your lifetime – or have you focused on a short-term win – your interest rate?  

What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate!  

In our 9th episode, the Property Planner, Buyer and Professor dissect “Why your mortgage strategy is more important than your interest rate”. 

This isn’t simply about paying down your mortgage faster. Everyone understands that!  

Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that the mortgage industry neglects, resulting in a lack of awareness for consumers, and the critical mistakes to avoid. 

August 28, 2019

Mortgage Strategy 101 – Ep 9. – Maximising your tax deductions by using a redraw facility

In our video series Mortgage Strategy 101 Ep. #9 David shares with you how to maximise your tax deductions and save money by paying for tax deductible expenses out of a redraw facility on your investment loan as opposed to spending savings from your Grow offset account as this is reducing your home loan interest which is non-deductible.

August 26, 2019

I have worked closely with David Johnston and the expert team at Property Planning Australia for a decade. Their desire to place consumers’ needs first and provide holistic advice sets them apart. I highly recommend working with them to develop your Mortgage Strategy and tailored Property Plan. You will be pleased with the outcome.

Peter ‘The Property Professor’ Koulizos
Australia’s leading property university and Tafe lecturer