Now is the best time in history to refinance!

Maximising your tax deductions by using a redraw facility

1. Interest rates are the lowest they have ever been. 
2. To get in ahead of the curve prior to income reduction, job pause, job loss or access to finance becoming more difficult. 
3. Move to a lower monthly repayment to improve your cash flow. 
4. Release equity to maximise your cash buffer.  
5. Consolidate debt to make repayments lower. 
6. Receive strategic advice regarding your mortgage strategy or buying a property.
And that’s just to name a few…

March 20, 2021

The Property Planner, David Johnston appeared as a guest on the “Smashed Avo Property Podcast”

David Johnston has appeared as a guest on the “Smashed Avo Property Podcast” with Jordan de Jong.

The Smashed Avo Property Podcast, as the name would suggest, is dedicated to helping millennials navigate the tricky path of property planning, buying and mortgage strategy. We are very grateful to support Jordan in his Podcast and his listeners as they work through their own Property Planning journey.

March 6, 2020

Mortgage Strategy 101 – Ep 12. How to keep property as you accumulate!

In our video series Mortgage Strategy 101 Ep. #12 David shares with you how your mortgage strategy can grow your wealth by enabling you to hold properties as you accumulate more.

He has also written “How you to turn your home into an investment property when upgrading” in his regular piece for Domain ‘Advice’. 

February 18, 2020

How will your mortgages serve you in the long run?

Your interest rate will save you money, but an effective Mortgage Strategy will create wealth? 

Our Managing Director Dave Johnston and Mike Mortlock of MCG Quantity Surveyors discuss the top 5 mortgage strategies for Australian Property Investor magazine. 

There is always a great rate out there, you don’t need to be an expert in mortgages to know that 4.01% is higher than 4.00%. You do need someone in your corner to ensure that your mortgage strategy incorporates…

February 12, 2020

Mortgage Strategy 101 – Ep 11. How to set Money Goals so that budgets are a thing of the past!

In our video series Mortgage Strategy 101 Ep. 11 David shares with you how you to set up your Money Goals so that you get weekly feedback on your ‘Fun’ (recreation) and ‘Life’ (variable necessities) spending from offset buckets within your Money Management System.

Budgets are simply a moment in time and need to become a permanent fixture within your Money Management System spreadsheet that is tweaked and updated as your fixed expenses change!

October 3, 2019

Mortgage Strategy 101 – Ep 10. -Net Monthly Surplus Risk Management

In our video series Mortgage Strategy 101 Ep. #10 David shares with you how you can manage your financial risk by putting in place a simple money management strategy.

When it comes to stress, our finances are usually at the top of the ‘worry pile’, if not the King of the Mountain!

September 9, 2019