1. Interest rates are the lowest they have ever been.
2. To get in ahead of the curve prior to income reduction, job pause, job loss or access to finance becoming more difficult.
3. Move to a lower monthly repayment to improve your cash flow.
4. Release equity to maximise your cash buffer.
5. Consolidate debt to make repayments lower.
6. Receive strategic advice regarding your mortgage strategy or buying a property.
And that’s just to name a few…
Treasurer Josh Frydenberg announced in September plans to repeal responsible lending obligations in the National Consumer Credit Protection Act in March 2021.
But what does that mean for borrowers, lenders, mortgage brokers and the property market?
David Johnston, our Founder and Managing Director appeared on Real Estate Talk during the week along with co-host of ‘The Property Planner Buyer and Professor Podcast’ and good friend Cate Bakos to discuss how the humble offset account can be a force for wealth creation as you grow your portfolio.
David Johnston has appeared as a guest on the “Smashed Avo Property Podcast” with Jordan de Jong.
The Smashed Avo Property Podcast, as the name would suggest, is dedicated to helping millennials navigate the tricky path of property planning, buying and mortgage strategy. We are very grateful to support Jordan in his Podcast and his listeners as they work through their own Property Planning journey.
In our video series Mortgage Strategy 101 Ep. #12 David shares with you how your mortgage strategy can grow your wealth by enabling you to hold properties as you accumulate more.
He has also written “How you to turn your home into an investment property when upgrading” in his regular piece for Domain ‘Advice’.
Your interest rate will save you money, but an effective Mortgage Strategy will create wealth?
Our Managing Director Dave Johnston and Mike Mortlock of MCG Quantity Surveyors discuss the top 5 mortgage strategies for Australian Property Investor magazine.
There is always a great rate out there, you don’t need to be an expert in mortgages to know that 4.01% is higher than 4.00%. You do need someone in your corner to ensure that your mortgage strategy incorporates…