Now is the best time in history to refinance!

Maximising your tax deductions by using a redraw facility

1. Interest rates are the lowest they have ever been. 
2. To get in ahead of the curve prior to income reduction, job pause, job loss or access to finance becoming more difficult. 
3. Move to a lower monthly repayment to improve your cash flow. 
4. Release equity to maximise your cash buffer.  
5. Consolidate debt to make repayments lower. 
6. Receive strategic advice regarding your mortgage strategy or buying a property.
And that’s just to name a few…

April 3, 2020

Why your approach and assessment of risk is paramount to property success! (Ep.10)

How do you frame risk when it making property, mortgage and money decisions?

What risk management strategies do you have in place within your property plan, mortgage and property selection strategies to minimise your downside while optimising the upside?

It can be a tricky balancing act.

In our 10th episode, the Property Planner, Buyer and Professor dissect “Why your approach and assessment of risk is paramount to property success”, and if done poorly, how it can lead you up the garden path!

Join Peter Koulizos (Property Professor), Cate Bakos (Property Buyer) and David Johnston (Property Planner), as they take you through all the different ways to look at, consider, and manage risk when making property, mortgage, money and lifestyle decisions before your next purchase and the critical mistakes to avoid.

September 3, 2019

Why your Mortgage Strategy is more important than your interest rate! (Ep. 9 )

Do you have a mortgage strategy for your largest expense in your lifetime – or have you focused on a short-term win – your interest rate?  

What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate!  

In our 9th episode, the Property Planner, Buyer and Professor dissect “Why your mortgage strategy is more important than your interest rate”. 

This isn’t simply about paying down your mortgage faster. Everyone understands that!  

Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that the mortgage industry neglects, resulting in a lack of awareness for consumers, and the critical mistakes to avoid. 

August 28, 2019

Interpreting data to uncover an outstanding property and location– and how to sort the gold from the lies, damn lies and statistics! (Ep. 8)

You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights.

In our eighth episode, and now on our own Podcast channel, our Property Planner, Buyer and Professor will be discussing “How to sort the data ‘gold’ from the lies, when it comes to property and location data analysis. “

Data can provide great insights, but it will never give you the full picture.

One of the key errors a property investor can make is hanging your hat on data. You need to be careful that you are not the artist painting the canvas with the data and statistics that tell you the story you want to hear!

Listen to our three experts as they dissect the different types of data, data providers and the way the information can be sliced and diced!

August 21, 2019

How to assess and select property like an A-grade Buyer’s Agent (Ep. 7)

You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights.

In this episode, “How to select property like an A-grade buyer’s agent”, our Property Planner, Buyer and Professor will be discussing:

1.The keys to selecting quality assets – whether you are purchasing a home or investment.
2.Why a bargain may not be all it’s cracked up to be.
3.Critical traps that could mislead you on your property hunt – and how to avoid them!

August 2, 2019

What determines your Property Strategy (Ep. 6)

You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights.

In this episode, “What determines your Property Strategy”, our Property Planner, Buyer and Professor will be discussing:

1. How do you decide whether your next purchase will be lifestyle or investment?
2. What is your financial return focus? And how does this apply to you when purchasing a home?
3. Are you provisioning for future plans?
4. Do you know how many properties will be required in your portfolio to enable you to meet your goals?
5. How your Mortgage Strategy is a critical element in helping you achieve your Property Strategy.
6. Typical mistakes and how to avoid them!

July 17, 2019