David Johnston

About David Johnston

David is the Founder and Managing Director of Property Planning Australia, author of ‘How to Succeed with Property to Create your Ideal Lifestyle’, co-author of ‘Property for Life – Using Property to Plan Your Financial Future’ and a widely-published media commentator. With more than 20 years of experience, David is passionate about educating others to make informed, and ultimately, more lucrative property investment decisions. David established Property Planning Australia in 2004 – with the vision to educate and empower Australians to make successful property, mortgage strategy and money management decisions.  Property Planning Australia’s operations have earned acclaim and national industry awards for its unique fusion of property planning, education, money management, mortgage strategy and risk management. All supported by multi award winning customer service.

Property Planner, Buyer and Professor Podcast – Ep 8: Property & Location Data analysis – Lies, Damn lies…. and statistics!

By |2019-08-21T13:02:27+10:00August 21st, 2019|

Welcome to the “Property Planner, Buyer and Professor”, Australia’s fiercely independent property podcast! You will be taken on a journey of discovery through the maze of property, mortgage and money decisions to empower you to create your ideal lifestyle! You will be educated and receive fiercely independent insights. In our eighth episode, and now on [...]

Mortgage Strategy 101 – Ep 8. “How to keep a stepping stone home when you upgrade”

By |2019-08-07T01:35:48+10:00August 7th, 2019|

In our video series Mortgage Strategy 101 Ep. #8 David shares with you how to maximise your ability to hold property as you purchase your next property as well as maximise future possible tax deductions. If you have purchased a home that may one day become an investment property, then this element of your mortgage strategy is critical to you and maximising your future tax deductions.

The six signs you are dealing with a spruiker!

By |2019-08-05T20:57:50+10:00August 5th, 2019|

Peter ‘the Property Professor’ Koulizos, our co-host on ‘The Property Planner, Buyer and Professor’ Podcast and Chairman of Property Investment Professional of Australia, shares six signs that you're about to be stung by a property spruiker.   As the property market appears to be in the early days of a recovery, this is timely advice. We have added our commentary [...]

Four critical mortgage offset strategies!

By |2019-08-02T01:19:02+10:00August 2nd, 2019|

The offset account is the bank’s greatest invention!Most people understand that an offset account will reduce the interest payable on your mortgage 356 days a year in exactly the same way the interest would be reduced if it was paid directly into a loan. What many people are unaware of is that there are many more ways that the effective use of offset accounts can enhance your ability to pay less tax, hold properties, manage risk and improve your cash flow.

Current Interest Rate Cuts

By |2019-07-22T12:27:01+10:00July 18th, 2019|

In the last two months the Reserve Bank of Australia has announced not one, but TWO rate reductions!    Both times, the RBA cut rates by 25 basis points, amounting to a total reduction of 0.50%  But do you think the lenders have passed on the full rate reduction? Of course not...  So, we thought we would let you all know [...]

Mortgage Strategy 101 – Ep 7. Getting your buckets set up in your Money Management System

By |2019-08-15T14:30:44+10:00July 16th, 2019|

Financial worry is one of the biggest causes of stress in our lives, but it doesn’t have to be.   We can make a conscious decision to maintain control and order over our money, or we can feel like our Money Management is in a perpetual state of chaos.  The enlightened realise this is a choice that must be backed up by sustained effort until habits are built. We don’t need to live in chaos. The many moving pieces of our financial world can be tamed and orderly. We can manage our money like a farmer skillfully herds sheep into a pen rather than having to deal with a bunch of stray cats that are always slipping away from us!